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A REALTOR®'s ultimate tool for stress-free leasing.
Protect property owners with comprehensive tenant screening and instant verification.
Tenant report
PTV-2026-048217 · Unit 1204 · Toronto, ON
2:14 p.m.
Jordan Avery
Applied Oct 21 · Rent $2,450 / month
- PropTx Score
- 97Excellent
- Credit score
- 778Great·
- Rent to gross income
- 9%Great
- Monthly debt
- $613Low
- IdentityGovernment ID and selfie matchPass
- IncomePayroll deposits read from the bankVerifiedBiweekly · 6 months
- EmploymentConfirmed with the employerVerified· 3 yrs 4 mos
- Landlord referenceRated by the previous two landlords4.8
- Tribunal recordsLandlord and Tenant Board filingsNone found
97%
Face match
ID photo · selfie
In the news
How one couple racked up nearly $100K in unpaid rent for 4 years and got away with it
In Ottawa, "professional tenants" moved from landlord to landlord, racking up massive unpaid rent bills that left property owners financially devastated.
CBC News (2019–2023)Landlords struggle to evict tenants who haven't paid rent in over a year
A growing number of Canadian landlords report months-long delays in the eviction process, leaving them thousands of dollars out of pocket.
CBC News (2019–2023)Ontario landlord owed $30K after tenants stop paying rent
A Toronto-area property owner describes the financial toll of non-paying tenants and the slow Landlord and Tenant Board process.
CBC News (2019–2023)How one couple racked up nearly $100K in unpaid rent for 4 years and got away with it
In Ottawa, "professional tenants" moved from landlord to landlord, racking up massive unpaid rent bills that left property owners financially devastated.
CBC News (2019–2023)Landlords struggle to evict tenants who haven't paid rent in over a year
A growing number of Canadian landlords report months-long delays in the eviction process, leaving them thousands of dollars out of pocket.
CBC News (2019–2023)
The problem
- 1 in 5
units are in arrears
In 2023, 19.6% of rental units in Toronto (nearly 1 in 5) were in arrears, while 7.8% of units across Canada were also affected.
- 100,000
evictions per year
Ontario's LTB alone handles 80,000+ cases yearly, with 80%+ filed by landlords. Other provinces face similar challenges.
- $15,863
loss per eviction
The average cost of an eviction includes unpaid rent, legal fees, repairs, and vacancy costs exceeding $15,863 per case.
But why is this happening?
Fraudulent applications
Fake credit reports, bank statements, paystubs, and employment letters make tenant fraud easier than ever. It's impossible to trust applicant-provided documents.
Rent is last in line
Credit cards, car loans, and other debts take priority because they impact credit scores. Rent doesn't. Without credit consequences, tenants know they can delay rent payments, relying on lengthy eviction processes to stay rent-free for months without repercussions.
So one day we imagined something new
- SpecimenVerified
Avery Chen
PTV-2026-051139 · Unit 2B
- PropTx Score
- 97
- Credit Score
- 778
- Rent to Gross Income
- 9%
- Monthly Debt
- $613
Great · Out of 100
Great · Out of 900
Great · Of income
Great · Total monthly
Income
Payroll
Employment
Employer
Identity
ID match
Tenant reports with verified financial and credit data
We verify income and employment directly at the source, so you know the applicant can afford the rent.
- Rental Debt ReportingUnit 806Rent received · 12 months3 missed
- M
- A
- M
- J
- J
- A
- S
- O
- N
- D
- J
- F
- Current Balance Due:
- $4000.00
- 30 Days Past Due:
- $12000.00
- First Delinquency:
- December 12, 2022
Report to EquifaxSubmitting Dec, Jan, Feb2 of 3Ability to report unpaid rent to credit bureaus
Give rent the same priority as credit cards and loans, so tenants know that unpaid payments will affect their credit score.
- Credit BuilderOn-time rent · 12 months12 of 12
- M
- A
- M
- J
- J
- A
- S
- O
- N
- D
- J
- F
Reported toNext report Mar 1When enabled, we'll report your on-time rent payments to Equifax to help you build your credit history. To enable this option, we'll ask you to verify your identity. Keep in mind that regardless of whether this option is enabled, missed rent payments can be reported to Equifax at the discretion of your landlord, so we encourage you to always pay rent on time.
Incentives for responsible tenants
Reward on-time payments by helping tenants build their credit history. It motivates them to stay on track.
See how it works
As featured in
How we deliver reliable tenant reports to help you decide with confidence
We integrate directly with payroll providers to verify employment at the source - eliminating slow and unreliable employer calls.
Step 2 of 4EmploymentWho pays you?
Connect your payroll provider to verify your employment.
Search employersSecure connectionEnter manuallyviaLinkedAlmost there! Linking your payroll...
- Connecting to OktaConnected
- Verify your credentialsVerified
- Verifying your employmentVerified
Employment found
- Employer
- ADP
- Job title
- Team Lead
- Start date
- Mar 2023
- Annual income
- $78,400
We pull real-time income data directly from connected bank accounts, giving you a true picture of financial health, not just what's on paper.
Step 3 of 4FinancialSelect your institution
Connect the account your pay is deposited into.
PersonalBusinessSearch institutionsSecure connectionUpload statementsConnected2 accounts found
Choose the accounts to share with your application.
- Everyday ChequingChequing$4,212.80
- SavingsSavings$11,350.00
Payroll deposits, last 90 days
$3,266.67 / mo
AugSepOctSkipContinueWe run a soft credit check with Equifax for a full credit report without an impact on the tenant's score, and verify ID against authoritative databases and issuing sources.
Powered By
Scan to VerifyPTV-2026-048392 · Issued Oct 21, 2026CompletePropTx Score
Great · Out of 100
Summary based on credit & background check results
Credit Score
Great · Out of 900
Sourced from
Rent to Gross Income
Great
Monthly rent as a % of monthly household income
Monthly Debt
Great
Total monthly interest payment
Applicant's Information
First Name
Tim
Middle Name
Last Name
Brook
Date of Birth
1st-March-1995
SSN / SIN
642-***-***
Driver License Number
D6***-****-***05
Phone
416-555-0142
Email
applicant@example.com
Applying For
Address
6021 Yonge St, North York, ON M2M 3W2
Length of Stay
3 Years
Applicant Identity
- Government IDOntario driver's licence, front and backVerified
- Face matchSelfie against the ID photo97%
- Name on IDMatches the applicant and the bank accountMatch
Specimen report. Fictional applicant.
We contact and verify references from previous landlords automatically, helping you spot and avoid unreliable tenants.
Secure linkTenant reference request for ALEXANDER J SAMPLE
Please provide a reference for your past tenant, ALEXANDER J SAMPLE
- Property
- Unit 1405, 388 Prince of Wales Dr, Mississauga, ON
- Tenancy
- Jun 2022 to Jun 2023
- Reference from
- Marcus Delaney · Landlord, Jun 2022 to Jun 2023
Verified landlord- Would rent to them again
- Pays rent on time
- Cleanliness
- Did not damage property
Additional Notes
Alexander was a great tenant. Rent arrived on the 1st every month by e-transfer, the unit was spotless on move-out and he gave proper notice. Would rent to him again.
SubmitEmail*
m.delaney@example.com
Phone Number*
(905) 555-0187
Specimen form. Fictional landlord and tenant.
Our automated scan checks 110,000+ public and private databases for fraud, eviction records, criminal records, and more, so you catch red flags early.
Background Record Search & Checks
The Background Check searches over 110,000 databases across 180+ countries for criminal records, court decisions, negative press, and more. Verify details with the tenant for accuracy. The Equifax credit check and Background Check use different sources, so minor discrepancies may occur.
- Checks run
- 20
- Cleared
- 18
- Low risk
- 2
- Records found
- 2
- Public Court RecordsCleared
- Public Criminal HistoryCleared
- Disclosed ConvictionsCleared
- Sex Offender CheckCleared
- Legal Database ScanCleared
- Public Safety Check ScanCleared
- Fraud WatchlistsCleared
- Fraud ScanCleared
- Global Sanctions CheckCleared
- OFAC ScanCleared
- Global Clearance CheckCleared
- Known AffiliationsCleared
- Known Affiliations ScanCleared
- Other SearchesCleared
- Rent Refusal CheckCleared
- Early Vacancy/EvictionCleared
- Disclosed EvictionsCleared
- Disclosed BankruptciesCleared
- Damage to PropertyLow Risk01
- Late PaymentLow Risk02
Public Records Analysis
Analysis of court records, evictions, and legal documents requiring verification.
01LTB-L-00000-18
Tribunal recordPotential match
- Property address
- 101 Yonge St, Toronto, ON
- Case details
- Filed by landlord on 2018-06-01. Application for damage to the rental unit, settled by mediated agreement.
View Full Record
02Tremblay v. Doe
Tribunal decisionLikely match
- Tribunal
- Landlord and Tenant Board
- Case details
- The landlord, S. Tremblay, applied to end the tenancy of John Doe for unpaid rent totalling $4,250 between July and November 2019. The Board ordered a repayment plan and the tenancy continued…
View Full Record
Understanding Match Types
- Likely match
- High confidence in record association based on multiple matching identifiers.
- Potential match
- Possible association requiring additional verification.
- Note
- All matches should be verified with the applicant to ensure accuracy.
FAQ
Frequently asked questions
Everything you need to know about PropTx Verify tenant screening.
If payroll data isn't available, we verify employment through income deposits in connected bank accounts. If bank data isn't available, payroll records confirm employment and income. Over 80% of applicants successfully connect at least one source. If neither is available, applicants can upload documents manually with advanced fraud detection, though this results in a 30% lower PropTx score.
Our reports include Equifax credit checks, employment and income verification through payroll and bank accounts, landlord reference checks, identity verification, and automated screening across 110,000+ public and private databases for fraud, eviction records, and criminal records.
Reports are $14.95 plus HST each, and a credit is used only when a report is completed. Brokerages can prepay 25 to 300 reports at up to 26% off, with onboarding booked at checkout. See the pricing page for every package.
Most reports are completed within minutes once the applicant connects their accounts. AI-powered verification calls and reference checks happen automatically 24/7, so there's no waiting on business hours.
Yes. PropTx Verify is available to REALTORs®, landlords, and property managers across all Canadian provinces and territories. Our Equifax credit checks and database screening cover nationwide records.
Alex is our AI assistant that automates employer and landlord reference calls 24/7. It verifies employment status, income, job title, and tenancy history through natural phone conversations, so you don't have to chase references manually.
Need Help?
See a sample tenant report
Every page of the report: scores, income, identity, background and credit. Open any page to read it up close.
We continue supporting you, even after the lease begins
- Coming Soon
Free automated rent collection
Rent payments can be automatically collected through our app.
- Coming Soon
Ability to track and report unpaid rent to impact credit
The app keeps track of missed payments and overdue rent, and allows you to report it to Equifax.
- Coming Soon
Credit building opportunities for responsible tenants
Tenants can enroll to report on-time payments to Equifax to build their credit history.
